You guys know I love animals. Yep, darn well giddy over animals.
You might not know that I also have a BF who is Bob's former wife who couldn't save a penny if her life actually did depend on it.
Not a red cent.
With that in mind, Bob and I have been the 'Bank of Cindy' - yes, we call it that. Things get financially rough and I get a phone call. Usually it's fine but there are times when it's not.
I think it's been a 1 1/2 years now since BF bought a used car and borrowed 3 grand. 200 bucks a month was to be paid back till it was done. I haven't had a payment since February. BF thinks she paid until April, I'm thinking she got confused with the normal ' I need to borrow 200 hundred till Tuesday' and the back and forth that that causes.
Hell, I get confused.
I got a call a week ago to borrow 800 till December 21st which hey, she needed to get her shopping done for her kids (my Godkids) so I'm fine with that and I made it clear it had to be paid back on time.
Hold on now because things are about to get bumpy.
BF has a dog that is about 2 years old (if). The other day he raced out the door to play with his furry best friend (has done this since he was a pup) and no one saw but he slipped on ice and fell.
I get a phone call and hear BF crying.
After telling me all this she tells me that the pup has broken his leg in 4 places and he will need surgery to fix his leg.
It will cost between 3-4 thousand dollars.
BF is a mess. I'm in shock and even though I know I need to lend her the money I have a sick feeling in the pit of my stomach for so many different reasons.
I tell her it's fine, we'll loan them the money while trying to figure out how Bob will react to all this.
Bob loves animals too.
But it's not the dog we're worried about.
Tonight I get the final amounts and call in to pay the bill - It was over the 4 grand estimate.
Money is a tricky thing to talk about with people and well BF and I have had a few problems over the years. She knows she owes money but will do things that are completely selfish like go on vacation (not that they are fancy vacays) knowing she won't pay anyone she owes for the few months before that because she needs to save.
I also need to say that I'm my own worse enemy. I don't bug her for payments because seriously, that just pisses me off. She's an adult and should act accordingly. This past summer she had to borrow money and I was told I would get paid back when the 'money' came in. That money was supposed to show up before she left for vacation. I heard nothing. I knew they were gone on vacation and I didn't even get a call saying 'the check didn't show up'. I heard later how she was furious and called and yelled at people but a simple phone call would have kept me from being angry for 3 days.
So here I sit, wondering how this new jolt to our finances is going to work out. She knows that we borrow the money and I have told her she's paying the interest. The minute she hears something like that she figures she's fine if she misses payments because she's paying the interest.
I tried to set up an understanding that 'this' time things had to be different and I got the 'of course, if you think it's easy to swallow my pride and call my ex-husband and his wife for money you have no clue'.
So even though I know Bob and I did the right thing there is that part of me that is stressed about it. I know I shouldn't be. I want to be a better person than that but sometimes it's hard.
The good news is the dog's leg is all wrapped up and he'll get to go home to his family. And I truly hope he has years and years of life in front of him.